By purchasing or attending the Relationships & You Seminar, you agree to be bound by these Terms and Conditions. Please read them carefully.
Agreement means these Terms and Conditions together with any cover page, invoice or financial details provided to you.
Client means the person entering into this Agreement, including their administrators, executors, heirs and permitted transferees.
Costs means the fees payable by the Client for the Seminar, as set out in the Financial Details.
Provider means Carbeh PTY LTD (ACN 114 602 747) trading as MJB Seminars.
Seminar means the ‘Relationships & You’ seminar and any associated services delivered by the Provider.
Payment Plan means any instalment payment arrangement for the Costs, as detailed in the Financial Details.
These Terms and Conditions become binding when you receive this Agreement. Any amendments require written consent from the Provider.
Prior to attending the Seminar, you agree to participate in an interview with an MJB representative, conducted in person or by telephone.
21+ days notice: You may request, in writing, to transfer your attendance to another date with at least 21 days’ notice. If approved, no additional fee applies.
Less than 21 days notice: Transfers requested with fewer than 21 days’ notice will incur an additional fee of 10% of the Costs, if approved.
12-month limit: You may only request one transfer within 12 months of this Agreement. If you do not attend within 12 months, your entitlement is forfeited with no refund.
Provider’s right to reschedule: MJB reserves the right to postpone, relocate, or move the Seminar online if circumstances outside its control make the original format undeliverable (e.g. natural disaster, public health emergency). Your attendance entitlement will be honoured at the rescheduled event.
Payment of the full Costs is required in accordance with the Payment Plan. All payments must be made by cash, EFTPOS, or credit card. All prices are inclusive of GST.
Time is of the essence in respect of all payments. You remain personally liable for the full Costs regardless of any approved transfer of attendance to another person.
To the fullest extent permitted by law, all payments made are non-refundable unless a valid cancellation is approved under clause 5 below.
You have 28 days from the date of your deposit payment to request a cancellation.
To be eligible, you must have completed all of the following:
• Logged in and watched all available video coaching on your Seminar platform • Watched all videos in the online MindMind & Money platform
• Implemented the wealth principles as instructed in the online program
• Booked and attended an exit coaching session with one of our success coaches (must be booked within 35 days of deposit payment)
Once you have submitted your materials and attended your exit session, we will review your portal access activity. All cancellation decisions are at the Provider’s sole discretion.
The Provider may cancel a Seminar at any time prior to it taking place. In this event, we will refund any money you have paid. We will not be liable for any other loss or damage arising from such cancellation.
If you cancel or fail to attend without an approved transfer, you remain liable for all Costs and any direct losses incurred by the Provider as a result.
If any payment becomes overdue, interest will accrue daily at 1% per month from the due date until the date of payment.
If you owe the Provider any money, you agree to indemnify the Provider for all reasonable costs of recovering that debt, including legal costs, collection agency fees, and any bank dishonour fees.
The Provider may suspend or cancel your attendance at the Seminar if you are in breach of any payment obligation or other term of this Agreement.
You acknowledge that:
• You have made your own enquiries about the Seminar and have not relied on any representation by the Provider
• The Seminar does not constitute medical or psychological therapy
• If the Seminar does not meet your personal expectations, this does not give rise to any claim against the Provider
Nothing in these Terms and Conditions limits or excludes any rights you may have under the Competition and Consumer Act 2010 (CCA) or other applicable law that cannot be excluded.
To the fullest extent permitted by law, the Provider’s liability for any claim under this Agreement is limited to the value of the Costs paid by you.
We collect and handle your personal information in accordance with our Privacy Policy and the Privacy Act 1988 (Cth). A copy of our Privacy Policy is available at www.mjbseminars.com.au.
By entering into this Agreement, you consent to the Provider:
• Obtaining credit information about you from a credit reporting agency where relevant to payment obligations under this Agreement
• Exchanging credit information with other credit providers for the purposes of assessing creditworthiness, managing defaults, or collecting overdue amounts
• Using your personal information to provide and market our services, process payments, and manage your account
Governing law: This Agreement is governed by the laws of Western Australia.
Severability: If any provision is found to be invalid or unenforceable, the remaining provisions continue in full force.
No waiver: Failure to enforce any provision does not constitute a waiver of that provision.
No set-off: You may not withhold or deduct any amount from the Costs on the basis of any dispute or counterclaim.
Amendments: The Provider may amend these Terms and Conditions at any time by giving written notice to you.
Force majeure: The Provider is not liable for any failure caused by events outside its reasonable control, including acts of God, war, terrorism, strikes, or natural disasters.
Intellectual property: All intellectual property in the Seminar and its materials remains exclusively with the Provider. You must not use, copy, or reproduce any Seminar content without prior written approval.
Subcontracting: The Provider may subcontract any part of its obligations without your consent.
Any notice under this Agreement may be served by personal delivery, prepaid post, or email to the addresses set out in the Covering Particulars. Notice by post is deemed served two business days after posting.
